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As AI Risks Grow, Insurers Split on Covering the Damage

Dark Reading·October 22, 2026·1 min read
As AI Risks Grow, Insurers Split on Covering the Damage

Insurers are split on AI risk: some build specialized agentic AI coverage, while major carriers quietly exclude it, leaving enterprises exposed without their knowledge. This divergence creates uncertainty for businesses adopting AI, as they may assume coverage that doesn't exist. Companies should review policies to understand what AI-related risks are actually insured.

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