Defi
Reconciling the OCC’s Final Stablecoin Reserve Floors Against the Fed’s Proposal
NullTX·October 30, 2026·1 min read
The OCC's final GENIUS Act rule sets a 5% cash floor and a 40% cap on any one counterparty. The Fed's open proposal uses neither figure, with a comment window until November 30. Issuers now face two sets of reserve rules that share a redemption deadline but differ on almost everything else.
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