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Ripple Ex-CTO David Schwartz Says XRP's Payment Role Was Once Nearly Hidden

COINOTAG·October 20, 2026·1 min read
Ripple Ex-CTO David Schwartz Says XRP's Payment Role Was Once Nearly Hidden

Ripple's former CTO David Schwartz says banks' reluctance once forced XRP's role in payments to stay hidden. Institutions now want blockchain strategies, he said, signaling a shift in adoption. The comments highlight how regulatory pressure previously kept XRP's utility under wraps.

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