Defi
Crypto Long & Short: The GENIUS Act’s guarantees don’t cover DeFi lending
CoinDesk·November 11, 2026·1 min read
Institutions weighing DeFi lending should ask who can change loan terms after funds are lent, argue Ajna's Mike Hathaway and Joseph Quintilian. A fully backed stablecoin offers no protection against a token vote or faulty price feed, and the GENIUS Act's guarantees don't cover DeFi lending.
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