Policy
MiCA Does Not Regulate DeFi: The Legal Vacuum Surrounding Decentralized Finance
Cointribune·September 30, 2026·1 min read
MiCA has been fully applicable since July 1, 2026, requiring any crypto platform serving European clients to be licensed. However, the regulation intentionally stops at decentralized finance, leaving DeFi users of Uniswap or Aave unprotected by its rules. This legal vacuum means DeFi participants lack the safeguards MiCA provides to centralized platforms.
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