Bitcoin
Borrow Against Your Bitcoin at a Fixed Rate: Coinbase Expands Morpho Loans
Decrypt·September 23, 2026·1 min read
Coinbase expanded Morpho loans, allowing users to borrow USDC against Bitcoin at a fixed rate and repayment date. This marks the first enterprise-scale deployment of Morpho Midnight, shifting away from on-chain lending's variable-rate norm. The product offers borrowers more predictability in their crypto-backed loans.
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