Why RWA Tokenization and Onchain Credit Could Boost XRP Demand

XRP Ledger institutional adoption and developer activity remain resilient despite XRP's sharp decline from its mid-2025 peak. Odelia Torteman, head of digital assets at XRPL Commons, argues that expanding enterprise use, real-world asset tokenization, and upcoming lending features could generate sustainable demand for XRP. Protocol architecture drives core demand, with the convergence of Ripple's ecosystem potentially boosting XRP's utility.